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Loan Calculator

Estimate monthly EMI, total repayment, and total interest with yearly amortization breakdown.

Monthly Payment

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Total Payment

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Total Interest

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Total Payments

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This loan calculator helps you estimate monthly EMI from principal, annual interest rate, and loan term. It instantly shows your total repayment and total interest so you can compare options before committing to a mortgage, personal loan, or business loan.

Use the yearly breakdown table to understand how much of each year's payments go to principal versus interest. You can export the schedule and share the configured values via URL.

How to use

  1. 1. Enter principal, annual interest rate, and term in years.
  2. 2. Click Calculate EMI to compute monthly payment.
  3. 3. Review total payment and total interest outputs.
  4. 4. Inspect yearly principal/interest split in the table.